YNAB Free Download. Mod Apk [Hack]

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Where does all your money go? Exactly where you tell it to!

“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020

If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.

“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.

Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.

Start your one-month free trial today!

Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling

PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on

IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions

NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.

VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report

SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go

REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)

“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019

"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber

“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)

"My fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny

“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016

Your money is your life. Spend it well with YNAB.

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Version history

24.22.0

We’ve squashed some bugs and closed some PRs so that you can keep aligning the way you spend with the way you want to live.

24.21.1

Like elves in a workshop, our Direct Import team has crafted an early holiday gift for you! We’ve simplified and improved the flow for connecting to your bank and linking your accounts: fewer clicks, more supported financial institutions, and better connections. And the bow on top? This update paves the way for an even smoother Direct Import experience down the road.

24.20.1

23.18.3

In a recent release, we served you up a smorgasbord of transaction entry enhancements. This time, we’re finishing the meal with a scrumptious dessert! We’ve added some visual sweetness to the transaction entry screen and—cherry on top—overflow text in your memo field will now expand into multiple lines for your viewing pleasure. Bon appétit!

23.17.4

Roadwork ahead! Construction season is in full swing at YNAB. We’re filling little cracks in the code and repainting the pavement lines that keep you on track. Up ahead: a journey through the app that’s as smooth as a freshly paved highway. Feeling inspired to dig? Build a stronger financial foundation for fall by asking yourself what’s most important to you and adjusting your categories accordingly!

23.16.2

Some stability fixes!

23.15.1

The warmest days of summer are soon to be behind us, the smell of freshly sharpened pencils fills the air, and the promise of new routines lies just ahead. While you prep for a new school year—or pumpkin spice everything—we’re ramping up behind-the-scenes fixes to make your fall YNAB routine as smooth as can be. Set fresh Targets, build up your coffee category, and stay tuned!

23.14.2

Today’s release of Focused Views allows you to see only the categories important to you right now. Check underfunded categories in a flash, find money available, or show categories that involve your partner. The options are endless—the views are customizable.
It’s a busy update, because now YNABers can also duplicate transactions within the Accounts tab or save transactions without a category. Reconciled transactions can be modified or deleted. Plus, logging into YNAB just got faster!

23.13.0

Barbie movie mania has got everyone thinking about being on display. Just like the producers want to ensure a flawless premiere, YNAB developers work tirelessly to make sure the app looks sharp and runs smoothly. Our bug fixes and usability improvements are in full view now—dressed in blurple instead of pink.

23.12.3

This update features bold behind-the-scenes fixes and earthy improvements to give you a fresh, clean experience. Pairs well with achieving life goals and loving the way you spend.

23.11.1

Do you know what Jean-Claude Van Damme and this update have in common? They're both really good at doing splits.

This release adds a button that makes it easier to split one transaction into multiple categories. You won't find any friction when it's time to keep track of cashback or categorize your Costco haul. With this update, you'll keep your budget tight and your roundhouse kicks even tighter.

23.10.1

We're proud of our Privacy Policy at YNAB and with this update, we've placed links to the policy and our Terms of Service right on the sign-up screen. The same goes for anyone who receives an invitation to a YNAB Together group; they'll see the links just before accepting their invite.

YNABers tend to feel confident about their spending and saving, and we want them to feel the same way about signing up.

23.9.3

May we offer a suggestion? Instead of scrolling through your entire category list each time you enter a transaction, our smart category suggestions will now surface the most likely options based on past transactions.

We’ve also fixed a bug that sometimes hid the bottom transaction when bulk editing transactions. We hope you’ll enjoy this speedier way of processing multiple transactions, maybe someday while leaning against a “retaining wall along a waterfront.” You know, a bulkhead.

23.8.4

Today’s release is full of clarity fixes—join us in gazing out this freshly washed window. The process for editing memos got a shine-up, and we removed a blockage that hid part of your memo screen. You'll also see a + sign next to new transaction notifications when one or more pending transactions match previously entered ones. And hurrah, changes to currency format are always applied budget-wide.

Love the clearer view? You can now stare at your budget longer than feels socially acceptable.

23.7.1

Once upon a time, there was an app who thought it could run a little faster, have a few less bugs, and become the most up-to-date version of YNAB anyone's ever seen. But first the app had to undergo behind-the-scenes improvements by a magical team of developers. After feats of quality assurance, the app and its Android users lived happily ever after.

23.6.1

In this release, we fixed a bug that would sometimes snag users after they added a bank account during sign-up. Getting started on YNAB is now as easy as pie. Specifically, eating pie. Baking it is hard, we hear.

23.5.1

Mar 15, 2023

You might not see any changes above the surface, but rest assured that we’ve been working deep underscreen on infrastructure and creating more stability in the app. When you can prioritize every dollar you have right from your phone, it's a treasure trove!

23.4.2

Mar 9, 2023

Fixes an issue where new users couldn't accept the terms of service. Oops!

23.3.3

Feb 20, 2023

We've been busy behind-the-scenes, making it easier than ever for you to quickly pick target dates and get back to the wholesome life of a wish farmer. That, plus a shorter jump to setting up your budget after subscribing, means you’ll be able to sit back on the porch and just watch the categories grow green.

23.2.4

Feb 2, 2023

It was a team effort when the app pulled in for a pit stop this release. We checked under the hood and changed the oil. New users can now expect a smoother experience when adding transactions and categories to their first budget. Look at that YNABer go!

23.1.2

Jan 23, 2023

We like to move it, move it! In today's release, we bumped a big blue button out of the way so you have a clear view into your help chat history. Looking back at all the cheery support messages and step-by-step instructions is easier than ever. When you're ready to go solo and browse our knowledge base of handy help documents, there's nothing getting in your way.

22.22.3

Nov 28, 2022

Sure, the days may be getting shorter but so is the process for adjusting your loan accounts! Now, by the glow of your Android screen, you can see and edit details of any loan account.

Also, to keep your transactions cozy and organized, this update allows you to name your transaction flags with labels like “Tax deductible,” “Ben’s stuff,” or just about anything. One last update before bed, you’ll now find it easier to view transactions you’ve recently added. Happy hibernating.

22.21.1

Nov 9, 2022

Do you smell pie? We’re delivering a brand new pie chart visualization to help you track loan payoff on Android. The new overview tab will give you an aerial glimpse at paydown progress and activity, helping you make better decisions about how to prioritize spending and debt payoff.

Other treats came out of the oven today, too. Now your YNAB app icon can pair perfectly with your phone’s wallpaper. Just enable Themed App Icon on your home screen settings (Android 13 and up).

22.20.2

Oct 27, 2022

Introducing YNAB Together! Invite your partner, family, or close-knit group (up to five people) to your YNAB Together group where each receives their own account and login. Members can share budgets and success stories—and it’s all included with your subscription.

Don't want to share budgets directly, but still want to spread your love for YNAB? In Settings, click Share YNAB to send a free trial link to anyone—strangers at the grocery store or anyone who’s heard you rave about the Four Rules.

22.19.0

Oct 6, 2022

In this release, we chomped a bug in the Edit Target Details that sometimes didn’t take you seriously the first time you selected a Target date. Now, set your Target date and get on with your beeswax! In the pretty things department, check out the shaded inset and rounded corners on that very same Edit Target Details screen. Easier to read, elegant to behold.

22.18.2

Oct 5, 2022

We fixed a crash you might run into when asking for help. Which wasn't very helpful. Oops!

22.17.1

Aug 30, 2022

Some people say it's character-building to manually log in to apps, but we disagree. There’s too many characters! Now you can take it easy and autofill your email and password. Also, we fixed a bug so your category notes will always be right where you left them.

22.15.2

Aug 18, 2022

There may come a time where you want to save a transaction without setting a payee. Now that’s possible! Next time you’re editing a transaction, do a little tap dance. Remove a payee by giving the current selection a tap. Clickity clickity click! Tada! Your transaction is now saved without a payee. This feature could come in handy if you’re setting up a scheduled transaction for future tap dance lessons but you haven't found a studio yet.

22.14.2

Jul 26, 2022

Hot off the griddle! The outflow/inflow toggle has flipped itself into a new format on Android. If you recall (and were drooling) when this update was made for iOS, be hangry no more. We’re dishing it up for our Android crowd too. Instead of seeing a +/- button, you’ll see a more user-friendly toggle to assign money as inflow (green!) or outflow (red!). This update makes it easier for new YNABers and Budget Nerds alike to give every dollar a job. Yum.

22.13.2

Jul 7, 2022

In this release we’ve added a banner that explains why we ask for location permissions and how we use them (the better to auto-fill payees/categories/accounts). We’ve also improved the process for hiding and unhiding categories—fewer taps ftw! Finally, we now show account balances on the Closed Account screen and do a better job of displaying long account names. This makes it easier to identify when you have money unintentionally hiding in a closed account.

22.12.3

Jun 23, 2022

Knock, knock – housekeeping! Today’s update is chock full of code clean-up & tweaks to ongoing experiments.

22.11.0

Jun 2, 2022

This release mostly contains behind-the-scenes improvements, as well as some minor fixes: for example, we’re now showing the correct title at the top of a screen when you edit a category target.

22.10.1

May 24, 2022

It’s spring here in my part of the world and in this release we’re preparing for gardening season—turning the soil, planting seeds, and adding fertilizer. All that is to say, nothing to see in this release, but never fear, these seeds will sprout into beautiful flowers, er, features, in no time.

Scroll no more! You can now collapse and expand your category groups in the budget view.
We also make some adjustments to Google billing: your YNAB plan can be changed under Settings, and we warn users signed up with multiple accounts when they’re trying to buy the same subscription twice.

22.9.2

May 10, 2022

22.8.1

May 2, 2022

With today’s update, new YNABers will see a refreshed account creation screen. Seasoned, detail-oriented budgeters may notice some slight tweaks to the login screen. We’ve also made a handful of accessibility improvements, specifically related to adding and removing categories.

22.6.2

March 31, 2022

This release includes some fixes for TalkBack users: it is now possible to select categories and assign money to categories on the Budget screen via TalkBack. We also made some color tweaks to how balances are displayed to be more consistent, and improved the flow to match transactions.

22.5.3

March 23, 2022

Subscribing to YNAB is now available via a Google Play Store subscription! And to add even more to the app — we’ve included equation keys (+/-) on the transaction entry screen. For now, these keys will apply only to single-category transactions, but keep an eye out for these pluses and minuses on the split transaction screen in a future release.

22.1.1

January 24, 2022

Many fixes and enhancements in v22.1! You can now choose how to auto-assign within assign mode. You can now copy-paste amounts from the transaction screen. We added the bank details of imported transactions to the payee selection list. We improved the balance update animations to help faster cover multiple overspent categories. We fixed an issue that would automatically add amounts from a previous split transaction. We fixed an issue where you couldn't switch to another budget when offline.

7.7.2

December 8, 2021

In this release we’ve fixed a widget crash. Also, improvements made to saving (and not saving) locations of payees. Now, the number keyboard will minimize as expected when entering transactions. We also updated the first screen that new YNABers see after downloading the app.

7.6.2

November 24, 2021

Jam-packed release today! Reconciliation and editable pending transactions are finally available on Android. Head to the menu in the top right corner of an account to see a new Reconcile option and the ability to show/hide reconciled transactions. Next time you have a pending transaction, tap it to edit and make changes. Last but not least, we also fixed a bug that prevented moving money to credit card category balances and addressed some issues with loan accounts and debt payoff targets.

7.5.2

November 10, 2021

In today’s release we’re moving scheduled transactions into their own separate collapsible section at the top of the register. In the background we’re making the penultimate changes to support editing and entering pending transactions.