Monzo - Mobile Banking Hack - Mod Apk 5.45.0
Developer: Monzo
Category: Finance
Price: Free
Screenshots
Description
Join over 7 million customers who trust Monzo to see, save, and spend their money with confidence.
Monzo is the smart way to take control of your personal finances. Our Mastercard debit card is designed to make your money work for you.
MONZO ACCOUNT BENEFITS
INDIVIDUAL AND JOINT ACCOUNTS: Manage money with a personal account or as a team with Joint Accounts. Get paid up to two days early when you add your Direct Deposit.
AWARD-WINNING SUPPORT: Get real support from real people, fast. Our award-winning team is here to help you get the most out of Monzo 24x7!
SEE YOUR FINANCES IN A NEW LIGHT: Manage all your money, no matter where it lives. Link all your checking, savings, certificates of deposit, and credit cards from other providers, to see your full financial life with Trends. See the big picture in Monzo so you’re never left in the dark.
SAVE EFFORTLESSLY: Save for what matters most with Pots. Create Pots for monthly essential spending or to achieve your specific goals. We’ll ensure you have enough money set aside automatically with each paycheck with Salary Sorter. Need to save even faster, you can turn on Round up payments and put spare change in a Pot instantly.
SPEND CONFIDENTLY: Focus on having fun, not maintaining a budget. Spend confidently on the Monzo card knowing exactly what is left-to-spend and hit your spending Target. Stay in total control with instant notifications every time you pay for something, with a balance that updates immediately, not days later. Monzo even does the math to help you add a tip.
SAY GOODBYE TO FEES: We don’t charge fees for spending on your card, we don’t charge overdraft fees and we don’t mark up the exchange rate when you go abroad.
SEND AND RECEIVE MONEY WITH NO TRANSFER FEES: Pay and get paid in seconds for free, and start spending your money instantly.
STAY IN CONTROL: If you lose your card, freeze it in the app and get a new one quickly. (Or defrost it if you find it again.)
DESIGNED TO TRAVEL WORRY-FREE: Use your card anywhere. Pay anywhere, in any currency, fee-free. Whether it's with your hot coral debit card, or Apple Pay, Monzo works all around the world, and you don’t need to tell us when you're going.
SERIOUSLY SECURE: Money in your Monzo account is protected by FDIC, so you’re insured up to $250,000, and our anti-fraud systems make sure your money is safe, without adding friction for you.
Protect your account with Touch ID, Face ID, fingerprint, or PIN.
The Monzo Mastercard Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Monzo Inc. does not offer or provide banking services on its own behalf or for its affiliates and is not a bank. Monzo Inc. is wholly owned by Monzo Bank Limited. Monzo Bank Limited is a non-US bank, is not FDIC-insured, and does not offer or provide banking services in the United States or to US residents.
Monzo is the smart way to take control of your personal finances. Our Mastercard debit card is designed to make your money work for you.
MONZO ACCOUNT BENEFITS
INDIVIDUAL AND JOINT ACCOUNTS: Manage money with a personal account or as a team with Joint Accounts. Get paid up to two days early when you add your Direct Deposit.
AWARD-WINNING SUPPORT: Get real support from real people, fast. Our award-winning team is here to help you get the most out of Monzo 24x7!
SEE YOUR FINANCES IN A NEW LIGHT: Manage all your money, no matter where it lives. Link all your checking, savings, certificates of deposit, and credit cards from other providers, to see your full financial life with Trends. See the big picture in Monzo so you’re never left in the dark.
SAVE EFFORTLESSLY: Save for what matters most with Pots. Create Pots for monthly essential spending or to achieve your specific goals. We’ll ensure you have enough money set aside automatically with each paycheck with Salary Sorter. Need to save even faster, you can turn on Round up payments and put spare change in a Pot instantly.
SPEND CONFIDENTLY: Focus on having fun, not maintaining a budget. Spend confidently on the Monzo card knowing exactly what is left-to-spend and hit your spending Target. Stay in total control with instant notifications every time you pay for something, with a balance that updates immediately, not days later. Monzo even does the math to help you add a tip.
SAY GOODBYE TO FEES: We don’t charge fees for spending on your card, we don’t charge overdraft fees and we don’t mark up the exchange rate when you go abroad.
SEND AND RECEIVE MONEY WITH NO TRANSFER FEES: Pay and get paid in seconds for free, and start spending your money instantly.
STAY IN CONTROL: If you lose your card, freeze it in the app and get a new one quickly. (Or defrost it if you find it again.)
DESIGNED TO TRAVEL WORRY-FREE: Use your card anywhere. Pay anywhere, in any currency, fee-free. Whether it's with your hot coral debit card, or Apple Pay, Monzo works all around the world, and you don’t need to tell us when you're going.
SERIOUSLY SECURE: Money in your Monzo account is protected by FDIC, so you’re insured up to $250,000, and our anti-fraud systems make sure your money is safe, without adding friction for you.
Protect your account with Touch ID, Face ID, fingerprint, or PIN.
The Monzo Mastercard Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Monzo Inc. does not offer or provide banking services on its own behalf or for its affiliates and is not a bank. Monzo Inc. is wholly owned by Monzo Bank Limited. Monzo Bank Limited is a non-US bank, is not FDIC-insured, and does not offer or provide banking services in the United States or to US residents.
Version history
5.45.0
You can now edit your Salary Sorter at any time. Don’t wait for the next paycheck to hit, you can change the way your money is allocated to different pots or accounts as needed by tapping the + icon and ‘sort income’.
If you have a Connected Account, you’ll now get notifications of any paydays or fees so you’re always in the know.
If you slip off-track on a savings Pot, you can now catch up and we’ll recalculate what remains to hit your goal on time.
If you have a Connected Account, you’ll now get notifications of any paydays or fees so you’re always in the know.
If you slip off-track on a savings Pot, you can now catch up and we’ll recalculate what remains to hit your goal on time.
5.44.0
We’ve spent this week mashing bugs and it makes this writer think of the 2002 creature feature Eight Legged Freaks. Anyone remember that? Of course you do, it was wicked. (We know spiders aren’t insects.)
5.42.1
Supercharge your income with Salary Sorter. Introducing automatic sorting to an External Account. You can now split your paycheck into your other banks as well as into your Monzo Account(s) and Pots automatically as you get paid. Wake up on payday knowing your money is exactly where it needs to be without effort or stress.
Overview education cards make it easier to understand your money — from learning about new Monzo features to breaking down some common or complex financial terms.
Overview education cards make it easier to understand your money — from learning about new Monzo features to breaking down some common or complex financial terms.
5.41.0
If someone calls you claiming to be from Monzo, you can now check to see if they’re telling the truth or not in the Monzo app. Head to 'Privacy & security' in Settings and if the call status says we're not talking to you, report it to us right away.
5.40.0
Ditch your spreadsheet. Monzo makes envelope budgeting easy. Automatically cover your expenses by spending directly from Pots. Select which merchants and/or categories to assign to a Pot and any matching transactions will automatically be paid from the Pot. Perfect for managing rent, subscriptions, groceries, or going out.
Start a Pot to achieve your goals on time. Tell us how much to save and when you want to achieve your goal by. We’ll do the math to automatically save to reach your goal.
Start a Pot to achieve your goals on time. Tell us how much to save and when you want to achieve your goal by. We’ll do the math to automatically save to reach your goal.
5.38.0
No updates for you this week, we’ve been busy with general maintenance.
Did you know that there are two cash machines in Antarctica? They’re both located at the McMurdo Station US Antarctica research centre. Only one of them is in use at a time, with the other one being there for parts or spare things they might need to keep its neighbour alive and operational.
Did you know that there are two cash machines in Antarctica? They’re both located at the McMurdo Station US Antarctica research centre. Only one of them is in use at a time, with the other one being there for parts or spare things they might need to keep its neighbour alive and operational.
5.36.0
We’ve been busy banishing bugs. I wish the same could be said about the humongous spider that’s made a home outside my bedroom window.
5.35.1
Not every week is filled with big news. And it's one of those weeks. We've been busy behind the scenes – doing a
little general maintenance here. Fixing a few bugs there. It's those little things that count.
little general maintenance here. Fixing a few bugs there. It's those little things that count.
5.34.0
We've been fixing bugs and making small improvements to keep your app running smoothly. You know what doesn't run smoothly? Me, during a 10K.
5.33.0
If there's bugs that need fixing. And an app that needs maintaining. Who you gonna call? Our engineers. (Perhaps not as catchy, but that's what we've been up to).
5.32.0
Based on customer feedback, we’ve added more control to your Credit Card Pot by enabling you to remove or pause a credit card. New customers will also find it easier to set up a Credit Card Pot with improved wayfinding and onboarding.
5.31.1
We've been fixing bugs and doing general maintenance this week. But when we have something exciting to share, you'll be the first to know! (Assuming you're the first person to check this space of course...)
5.30.0
We've made it easier to track your subscriptions with a trio of improvements:
Improved automatic subscription detection: We've added 200 more subscription services to our automatic detection list.
Mark ACH payments as subscriptions: You can now easily mark ACH payments as subscriptions, like rent, mortgage, or bills.
Cleaned up merchant names & logos: We've cleaned up the merchant names and logos for a few dozen major chains.
These changes set the scene for exciting new features coming soon!
Improved automatic subscription detection: We've added 200 more subscription services to our automatic detection list.
Mark ACH payments as subscriptions: You can now easily mark ACH payments as subscriptions, like rent, mortgage, or bills.
Cleaned up merchant names & logos: We've cleaned up the merchant names and logos for a few dozen major chains.
These changes set the scene for exciting new features coming soon!
5.28.0
We’ve been working hard, fixing bugs and doing general maintenance this week which should mean things are a whole lot smoother for you. Enjoy your bump-free banking!
5.27.0
We have enabled support for X1 and SoFi with the Credit Card Pot.
5.25.0
We've been working hard fixing bugs and making improvements, so you can make managing your money easy.
5.24.0
Payday shouldn’t be a chore to manage your money. You can now automatically sort your income into any account and Pot, and wake up knowing your money is right where it should be.
Stay ahead of your credit card debt with our Credit Card Pot, designed to help you automatically set money aside and use that money to pay your credit card balance.
Out late at night and need some customer support? We are here to help 24/7 with fast in-app support from real humans (some with British accents).
Stay ahead of your credit card debt with our Credit Card Pot, designed to help you automatically set money aside and use that money to pay your credit card balance.
Out late at night and need some customer support? We are here to help 24/7 with fast in-app support from real humans (some with British accents).
5.23.0
We’ve redesigned Salary Sorter to make it easier than ever to move money into your various accounts and Pots. You can also now see what percentage of your income is going to each account or Pot.
5.22.0
You can now set individual spending targets for any or all of your categories in Trends! We’ll even recommend amounts for each category based on your past habits.
Did you just move? You can also request an address change in the settings screen.
Did you just move? You can also request an address change in the settings screen.
5.21.1
Not much to report this time (besides the usual small improvements). So we're bringing you another money fact from the vaults instead. Did you know only around 8% of the world's money is in cash? The rest is kept in electronic bank accounts – and card payments mean we often use money without touching it. Oh, and speaking of card payments, do we have the card for you…
5.20.0
Say hello to emergency funds. Plan, build and maintain your savings, so you’re covered if you ever need emergency cash. To build an emergency fund, open the Monzo app and go to the Account tab (it’s in the top left corner). Then, tap Create Pot and choose to build an emergency fund.
5.18.0
Still owed money for last week’s dinner? Now you can send reminders for payment requests and avoid the awkward conversation. Go to the Payments tab, select the request and tap ’Send payment reminder’.
5.17.0
We’ve been tinkering away to make sure your app’s running smoothly. This update includes small bug fixes and maintenance. After all, it’s the little things that matter.
5.12.0
Feb 16, 2023
Securely share your Monzo data with other banks and apps with Plaid. Monzo is now listed in the Plaid exchange, enabling you to transfer money to or from Monzo from another bank and share your data with other apps.
5.7.0
Jan 11, 2023
Nothing groundbreaking to report this week. We've been debugging away, making sure everything's running smoothly for you. That's all for now.
5.5.0
Dec 15, 2022
Our update's coming to you in the form of a haiku this time around. Here it goes. Bug fixing this week.
There's nothing more to report.
We'll see you next time.
There's nothing more to report.
We'll see you next time.
5.3.0
Nov 30, 2022
Nothing to report this week. We’re working on the usual bug fixes and general maintenance. So here’s a fact for you. The oldest bank in the world is Banca Monte dei Paschi di Siena in Tuscany. It dates all the way back to 1472. That’s over a whopping 550 years old. Makes us feel rather young.
5.2.0
Nov 24, 2022
General maintenance again this week. We do have a money-related fact though.
In the Middle Ages, people saved money in jars and dishes made out of orange clay called ‘pygg’. By the 19th century, potters made pig shaped containers when asked to make pygg banks, and that’s how they became the pink ceramic pigs we have today
In the Middle Ages, people saved money in jars and dishes made out of orange clay called ‘pygg’. By the 19th century, potters made pig shaped containers when asked to make pygg banks, and that’s how they became the pink ceramic pigs we have today
5.1.0
Nov 16, 2022
You can now block other payees who have a Monzo account, so you can stop them sending you any unwanted requests and payments.
4.55.1
Nov 4, 2022
It's another one of those weeks. We're busy bug fixing and keeping everything ticking along. Because of that, there's nothing big to tell you about. Until next time…
4.54.0
Oct 27, 2022
You can now see your Monzo card number and CVC in the app using the 'Card details' button on your Home screen.
And, we've improved the transfer screen for moving money into Monzo. We show you the balance of the account you're moving money from, and more.
And, we've improved the transfer screen for moving money into Monzo. We show you the balance of the account you're moving money from, and more.
4.53.1
Oct 24, 2022
We've improved some pesky camera bugs that were making it hard for some people to verify their identity in the app. That's alongside a few other improvements under the hood – more to come!
4.51.0
Oct 5, 2022
This week we fixed a bug that was showing a blank payment authentication screen. We did other things too, but the rest was mostly general maintenance.
4.50.0
Sep 29, 2022
It's another one of those weeks where sprucing up the app is keeping us occupied.
We wouldn't leave you without a money fact though. The farthing (a quarter of a penny) was in use in the UK until 1956. Its name comes from an old English word "feorthing" meaning "a fourth part".
Way back when, there was actually an English coin shaped like a clover - so any of the four parts could be broken off and used as separate currency. Clever, eh?
We wouldn't leave you without a money fact though. The farthing (a quarter of a penny) was in use in the UK until 1956. Its name comes from an old English word "feorthing" meaning "a fourth part".
Way back when, there was actually an English coin shaped like a clover - so any of the four parts could be broken off and used as separate currency. Clever, eh?
4.49.0
Sep 22, 2022
Spending at a restaurant or bar? You can now track your tip which will show your updated balance right away. Let Monzo do the math for you with 3 suggested tip percentages, or enter a custom amount. We’ll even remember your preference for next time!
You can now add Monzo to Google Pay right from the app. If you’re new to Monzo, you can start spending right away, even before your hot coral card arrives. Pay safer and faster using your Monzo card with Google Pay.
You can now add Monzo to Google Pay right from the app. If you’re new to Monzo, you can start spending right away, even before your hot coral card arrives. Pay safer and faster using your Monzo card with Google Pay.
4.48.0
Sep 14, 2022
Some weeks there’s nothing specific to tell you about, and the update is that we’ve been doing general maintenance. This is one of those weeks.
4.47.0
Sep 7, 2022
You can now split a bill with someone directly from the Payments tab, so it's even easier to split the cost of those cinema tickets or that meal out.
We've also rolled out dark mode to everyone so you can view your Monzo app in a softer hue. Head to your phone's system Settings to turn it on.
We've also rolled out dark mode to everyone so you can view your Monzo app in a softer hue. Head to your phone's system Settings to turn it on.
4.46.2
Sep 6, 2022
We've been tidying up the app: if you go to Payments, you'll see that everything which used to be on the 'Shared' tab is now under 'Payments'. That's one less tap to worry about (or one fewer, if you're being a pedant).
4.44.0
Aug 18, 2022
Some weeks there’s nothing specific to tell you about, and the update is that we’ve been doing general maintenance. This is one of those weeks.
4.43.1
Aug 12, 2022
This week, we fixed a bug that affected in-app chats about recovering a lost PIN. We’ve also changed how our updates on new features look in the app. That’s all this week folks!
4.40.1
Jul 22, 2022
General maintenance again this week. We do have a money-related fact though.
In the Middle Ages, people saved money in jars and dishes made out of orange clay called ‘pygg’. By the 19th century, potters made pig shaped containers when asked to make pygg banks, and that’s how they became the pink ceramic pigs we have today.
In the Middle Ages, people saved money in jars and dishes made out of orange clay called ‘pygg’. By the 19th century, potters made pig shaped containers when asked to make pygg banks, and that’s how they became the pink ceramic pigs we have today.
4.39.0
Jul 13, 2022
Since we're busy fixing bugs, here are some uses for your Monzo card in a heatwave:
• As a miniature fan to cool yourself down
• Generating a very small rectangle of shade
• As a coaster for an iced drink
• Budget frisbee in the park
• Actually buying things like ice creams
Stay safe out there, folks!
• As a miniature fan to cool yourself down
• Generating a very small rectangle of shade
• As a coaster for an iced drink
• Budget frisbee in the park
• Actually buying things like ice creams
Stay safe out there, folks!
4.38.1
Jul 7, 2022
Bug fixes and general maintenance this week. How about a word fact though? (We like words at Monzo.)
The term ‘bank’ comes from an Italian word ‘banco’, meaning a bench, since Italian merchants in the Renaissance made deals to borrow and lend money beside a bench which they placed the money on.
The term ‘bank’ comes from an Italian word ‘banco’, meaning a bench, since Italian merchants in the Renaissance made deals to borrow and lend money beside a bench which they placed the money on.
4.37.0
Jun 30, 2022
New for Connected Accounts: You can now change categories! Making it easier to track your spending across your accounts.
4.36.0
Jun 23, 2022
Now you can keep track of all your accounts in Monzo. We've launched Connected Accounts, so you can link your checking accounts, savings accounts and credit cards, making it easy to track your spendings and savings in one place. No more jumping between banking apps.
4.34.0
Jun 8, 2022
Nothing major to share this week—just some bug fixes and maintenance.
4.33.0
May 25, 2022
Nothing new to share this week, just bug fixing and general tidying up.
Nothing major to share this week but we are busy working behind the scenes!
4.31.0
May 13, 2022
We’ve been doing some spring cleaning in the app – cleaning, fixing and tweaking.
4.29.0
May 3, 2022
Nothing major to share this week, so why not round up the week by giving round ups a go? Monzo makes saving a daily habit by automatically putting the spare change from every payment you make into a Pot. Just create a Pot, toggle the round up transactions option and give them a try.
4.21.0
March 7, 2022
No major updates for you this week, it's been about bug fixes and maintenance.
4.15.0
January 25, 2022
January's all about health kicks and good habits. So we've used it to update some essential code and make sure everything is running as it should in the app. Keep your eyes peeled for exciting updates coming in more exciting months.
4.12.1
December 14, 2021
We've been making it quicker and easier to get Monzo, as well as making it smoother to add money to your account. This is the last update from us before the holidays – we'll be back with lots of exciting stuff in 2022!
4.10.0
November 29, 2021
We've made signing up for a Monzo account better! From now on, new customers don’t have to wait for their card to come in the post before using their account. Once you’re in, you’re free to access your account straight away.
Ways to hack Monzo - Mobile Banking
- Redeem codes and Gift codes (Get the Gift codes and Redeem codes)
Download Monzo - Mobile Banking MOD APK 5.45.0
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