Эксперт Микрозаймы и займы Hack - Mod Apk 1.2

Expert Microloans is an application that helps you get a loan online. We will help you get microloans when you need money right now✅.

Thanks to the high approval and transparent conditions, more than 10,000 people have already received a loan through us. Money is issued without certificates and guarantors.
Past bad credit history is not a barrier to getting.
Money is issued to a Visa, MasterCard or MIR card.
The main advantage of the program is an expert opinion 💪 about micro loans on the card. Our experts have compared more than 1000 MFIs and identified the most honest and decent organizations to provide a loan.
The comparison used general and individual lending conditions, loan prolongation conditions and service convenience.

The comparison used the following data:
🟢 Availability of additional services when issuing
🟢 The convenience of the site and the completeness of the documentation.
🟢 Availability of a free hotline
🟢 Completeness of the documentation published on the site, including documents General and individual lending conditions
🟢Many ways to repay a micro loan for user convenience

👉We have only the best cash loans
After the comparison, each organization received a level of trust, which can be seen in the app.

The following trust levels are possible:
🟢 High - the loan is issued without hidden fees, imposed insurance and other unplanned expenses. The organization has been on the market for a long time and managed to earn the approval of users
🟡 Medium - you can use the services of the organization, the conditions are the same as everywhere else. You should read reviews and documents when applying for a microloan
🔴 Low - additional services are possible.


The application presents online microloans that have only medium and high levels of trust. These include: Zaimer, Ekapusta, Moneyman, Lime Loan (LIME), Turbo Loan, Need Money, Turbo Loan, Joymoney, Zaymigo, Webbankir, Money at once, Creditter, One click money, Quick money, PAY P.S, Instant Credit
All represented organizations are licensed by the Central Bank of the Russian Federation to issue payday loans and are guided by 353 Federal Laws when working.

Conditions for obtaining a loan online:
- The minimum loan repayment period is 62 days;
- The maximum loan repayment period is 365 days;
- The maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%. Annual interest for using the Credit - min 1%, max 32%.
- The minimum rate for using the loan per day is 0.01%;
- The maximum rate for using a loan per day is 1%;
- Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount
- Other commissions or fees: none
- In case of a long delay in payment, information will be transferred to the CBI
- Prolongation is possible upon payment of interest for the primary term

📌 Example of interest rate calculation
- The loan amount is 30,000 rubles.
- Loan term 100 days.
- Commission for using the loan: 0.08% per day, that is, 24 rubles. per day, or 2.4% per month (averaged for 30 days), i.e. 720 rub. per month
- The total amount of the commission for 100 days will be 2400 rubles.
- The total amount to be returned, taking into account the loan amount: 32,400 rubles.
- FLC - the full cost of the loan (FLC - Full Loan Cost) in percent is 29.2% per annum.

📌 Consequences of late loan repayment
In case of violation of the terms of payment of an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the loan amount.

📌 Requirements for borrowers
- age from 18 to 65 years;
- passport of a citizen of the Russian Federation.