Description
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Main function
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◆Balance/deposit/withdrawal details inquiry
◆ Transfer/Transfer
◆ One-time password
◆ Purpose deposit
◆ Payment of taxes and fees (pay-easy)
◆Borrowing and repayment of card loans
◆Asset management function (Moneytree)
In addition, the functions unique to "Hamagin 365" are also fulfilling ... ♥
◆For YOU
A function that distributes useful information for daily life according to your interests
◆ Compare with everyone
A function that allows you to visualize simple questions such as "How much money do people of the same generation have in savings?"
◆ Asset life simulation
A new function that allows you to simulate your balance and asset life up to the age of 100 based on your income, family composition, lifestyle, etc.!
◆ Chat function
A new function that delivers messages tailored to customers' latent needs and provides information in a chat format!
"Hamagin 365" solves not only bank transactions but also money-related questions that you usually worry about!
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Recommended for:
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◆ I want to inquire about the latest account balance and deposit/withdrawal details 24 hours a day!
◆If there is a change in the account balance, please notify me!
◆ I want to complete bank transactions such as transfers and transfers with the app without visiting the store!
◆I want to collect information about money from reliable sources!
It can be used for various purposes such as
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Who can use
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Individual customer
* To use it, you need a savings account at the Bank of Yokohama where your cash card (including the Yokohama Bank Card) was issued.
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Usage environment
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◆ To use this application, security settings (passcode, biometric authentication, etc.) of the smartphone terminal are required.
◆Smartphone terminal with AndroidOS 9.0 or higher
◆ Support for devices with Android OS less than 9.0 has ended, so please update the OS.
* Only devices released by docomo, au, and SoftBank have been tested for operation.
* Even if you use the above environment, it may not work properly due to the settings of some models and terminals such as Raku-Raku Phone.
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Overview of card loan products (Bank of Yokohama card loan)
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・Interest rate (including guarantee fee): 1.5% to 14.6% annually
*Determined according to the borrowing limit.
*The interest rate is variable and will be reviewed from time to time.
・Borrowing limit: 100,000 yen to 10 million yen (in units of 100,000 yen)
・Repayment period
From the last borrowing date, the shortest day, the longest 6 years and 6 months
* Borrowing amount: 500,000 yen, interest rate: 14.6%
*This is not a product that requires a full refund within 60 days.
・Example of total cost
Borrowing amount: 500,000 yen, interest rate: 14.6%
Number of repayments: 78, total repayment amount: 782,902 yen
*This calculation is a reference value and may differ from the actual amount.
・ Bank of Yokohama card loan transaction rules
https://www.boy.co.jp/shared/pdf/kitei/51_cardloan_kitei.pdf
・Overview of other card loan products
https://www.boy.co.jp/kojin/card-loan/index.html
・Matters to be announced regarding the protection of customers' personal information
https://www.boy.co.jp/policy/index.html
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Notes
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◆ Please use this application after confirming and agreeing to the Bank's prescribed regulations and the following notes.
◆ Use of this application is free. However, communication charges will be incurred separately for using and downloading the app, which will be borne by the customer. also included).
◆ When using this application, set an "application authentication number (4 to 8 digits of any number)" to authenticate the customer. It is your responsibility to strictly manage your application authentication number so that it is not known to a third party or stolen.
◆ The period during which you can check the details of deposits and withdrawals with this application is up to 10 years for web accounts (accounts without passbooks) and up to 6 months for passbook accounts. However, if the number of items exceeds 1,000, only the latest 1,000 items can be inquired.
* Statements before the first registration date of My Direct or the date of addition of service account and statements before September 2019 cannot be viewed.
◆If you do not have a contract for My Direct (internet banking) at the time of Hamagin 365 registration, you can inquire about the details from the 1st of the month before the inquiry date.
◆Deposit/withdrawal details of the target deposit account and card loan account can be viewed from the 1st of the month two months before the inquiry date.
◆ Memos entered in the deposit/withdrawal details will be deleted after the inquiry period has passed.
◆Because push notifications are not real-time, a time lag may occur. Please be sure to check the latest deposit and withdrawal details on the account details screen of this application.
◆We recommend that you take security measures such as installing security software and keeping your OS and browser up-to-date so that your smartphone installed with this application is not infected by computer viruses or malicious programs.
◆The service may not be available due to system maintenance or other reasons.
Please check the Bank of Yokohama website for details on how to use this application. (https://www.boy.co.jp/kojin/hamagin-apps-365/)